# Optimizing Borrowing Rates

Borrow rates fluctuate constantly across DeFi lending pools as utilization changes. Altitude monitors these rates continuously to see when more advantageous rates become available.

When Altitude finds a lower rate on an integrated protocol like Aave or Morpho, it refinances your loan to capture that rate. No manual monitoring required.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.altitude.fi/general/protocol-overview/optimizing-borrowing-rates.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.