# User Position Health If your personal loan-to-value ratio rises above the liquidation threshold (due to collateral value dropping or debt increasing), your position may be liquidated. During liquidation, a portion of your collateral is sold to repay your debt, and a liquidation penalty applies. You can see details of the configuration on the transparency page in the app. Altitude's rebalancing process helps maintain healthy vault-level positions, but individual users are still responsible for monitoring their own LTV and adding collateral if needed. The section below covers a different scenario: what happens if the entire vault faces liquidation. This is rare and requires multiple safety mechanisms to fail simultaneously. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.altitude.fi/general/protocol-overview/user-position-health.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.