# Governance

## Upgradability

The smart contracts can be upgraded via a multi-sig. This multi-sig requires signatories from multiple individuals, all of whom are known to the team.

## Pausing the protocol

Each vault has a 'pause' mode built-in that can be activated by a limited number of addresses. The goal of the pause function is to protect user funds. When in 'pause' mode, users still have a method to keep their loan healthy as required.

When the pause mode is activated, it is not possible to deposit or withdraw collateral, borrow, transfer, or claim rewards.

It is still possible to do repay your loan.


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